You didn’t get into the trades to wrestle with spreadsheets. You got in to build things, run crews, and bid work that pays. But somewhere along the way, the financial side of the business started eating your nights and weekends.
We fix that. Every service we offer is built specifically for how contractors operate. Not retail. Not restaurants. Not “small businesses.” Contractors.
Here’s what we handle.
Monthly Accounting for Contractors
Books closed by the 5th of every month. Job cost coding that matches how you actually bid and build. Financials your bank and bonding company can use without sending them back for revisions. This is the core of what we do, and it’s built from the ground up for construction.
See how monthly accounting works →
Job Cost Setup & Tracking
If you can’t tell which jobs made money last quarter, your chart of accounts is probably wrong. We build your cost codes, job structure, and reporting from scratch, tailored to your trade and the way you actually run work.
Learn about job cost tracking →
WIP Schedule Preparation
WIP schedules shouldn’t be a once-a-year scramble before your CPA files taxes. We prepare them regularly so you always know where your jobs stand, where you’re overbilled or underbilled, and what your surety needs to see.
Contractor Payroll Support
Certified payroll, prevailing wage compliance, union reporting, multi-rate crews. This isn’t generic payroll. It’s built for the complexity that comes with putting crews in the field on public and private work.
Financial Cleanup & Catch-Up
Behind on your books? It happens. We dig contractors out of backlogs all the time. We’ll get you caught up, cleaned up, and onto a system that keeps you current going forward. No lectures. Just results.
Learn about cleanup services →
Bonding-Ready Financial Packages
When the opportunity to bid a bigger job shows up, your numbers need to already be in shape. We structure your financials specifically for surety review and bond line increases so you’re ready before the phone rings.
Learn about bonding-ready financials →
Tax Preparation & Planning
Tax season shouldn’t be a fire drill. We handle year-end close, tax-ready deliverables, and proactive tax strategy built around how contractors actually earn and spend money. We also work alongside your existing CPA if you want to keep that relationship.
CFO Advisory for Contractors
Cash flow forecasting, job profitability analysis, equipment purchase decisions, overhead allocation, growth planning. CFO-level guidance for contractors who want to make decisions based on real numbers instead of gut feeling.
Not Sure Where to Start?
Most contractors who reach out aren’t sure exactly what they need. That’s fine. We start every engagement with a free financial review where we look at your current books, your chart of accounts, your job costing setup, and your reporting. Then we tell you exactly what’s working and what needs attention.
No sales pitch. No obligation. Just an honest look at where you stand.
Get your free financial review →
Bonding-Ready Financial Packages
The call comes in. There’s a project you want to bid, but it requires bonding you don’t currently have. Your surety agent asks for financial statements. You scramble to get something together, and when the surety reviews it, they send it back with a list of questions your books can’t answer.
That scenario costs contractors real money. Not because their businesses aren’t strong enough to get bonded, but because their financials don’t tell the story the surety needs to hear.
CFO Advisory for Contractors
You’ve got a crew lead who’s ready to run their own jobs. You’re looking at a truck and a mini excavator that would open up new work. There’s a project on the bid list that’s twice the size of anything you’ve done before. And the question is the same every time: can we afford it?
Most contractors answer that question by checking the bank balance and going with their gut. Sometimes it works out. Sometimes it doesn’t. And either way, there’s no model, no forecast, and no financial plan backing up the decision.
Contractor Payroll Support
Running payroll for a construction crew isn’t the same as cutting checks for a retail store. You’ve got guys working different rates on different jobs. Prevailing wage on the school project, regular rate on the private work, union scale on the hospital. Fringe benefits calculated one way for DOL reporting and another way for the contractor. Per diem. Travel time. Overtime rules that vary by state.
A generic payroll company doesn’t know what to do with any of that. And when they get it wrong, it’s your name on the DOL audit.
Financial Cleanup & Catch-Up
You know you’re behind. You don’t need someone to tell you that. Maybe it’s been three months since anything was reconciled. Maybe it’s been a year. Maybe you just got a letter from the IRS and realized the books that were supposed to be done aren’t even close.
It happens. A lot. You were busy running crews and chasing draws, and the financial side just didn’t keep up. We hear this story every week, and we’ve never once judged someone for it. We just get to work.
Job Cost Setup & Tracking
Here’s a question most contractors can’t answer off the top of their head: what was your actual gross margin on the last three jobs you completed?
Not what you bid. What you actually made after labor, materials, subs, equipment, and all the little costs that didn’t get tracked because nobody coded them to the right job.
If you don’t know that number, your chart of accounts is working against you.
Monthly Accounting for Contractors
You know that feeling when it’s the 20th of the month and you still don’t have last month’s numbers? When your bookkeeper sends you a P&L that lumps all your jobs together and you can’t tell if the hospital project made money or bled you dry?
That’s what happens when your books are set up like a retail shop instead of a contracting business.
What Monthly Accounting Actually Looks Like
We close your books by the 5th of every month. Not the 15th. Not “when we get to it.” The 5th. Here’s what that includes:
Tax Preparation & Planning for Contractors
Tax season for most contractors goes something like this: your CPA calls in February asking for documents. You spend three weeks digging through bank statements, shoebox receipts, and a QuickBooks file that hasn’t been reconciled since October. Your CPA finds problems. You owe more than you expected. There’s a penalty for the quarterly estimate you forgot to pay. And the whole thing costs twice as much as it should because your CPA had to fix your books before they could file your return.
WIP Schedule Preparation
Your bonding company wants a WIP schedule. Your bank wants a WIP schedule. Your CPA needs one for your tax return. And right now, the only time it gets done is in a last-minute scramble at year-end, usually with numbers that are more hopeful than accurate.
That’s a problem. Because a WIP schedule isn’t just a compliance document. It’s the clearest picture you have of whether your jobs are actually making money right now, not six months from now when it’s too late to do anything about it.