Construction Accounting. Done Right.
Stop flying blind
on your jobs.
You didn't start your business to reconcile bank statements at midnight. We handle the books — job costing, payroll, WIP schedules, the works — so you can bid more work, pay your crews, and actually know where you stand.
Get a Free Financial Review →No contracts. No obligation. Just a straight look at your numbers.
Your Bookkeeper Probably Treats Your Electrical Company the Same as a Hair Salon
Most bookkeepers set up a generic chart of accounts, call it done, and never think about job costing, WIP reporting, or what your bonding company actually needs to see. So you end up with financials that look clean on the surface but can't answer the one question that matters: which jobs are making money?
Meanwhile, the big operations charge top dollar and hand your file to someone who's never set foot on a jobsite.
The Big Firm Experience
You're paying top dollar, but your actual work gets handed off to someone two years out of school who doesn't know the difference between retainage and a receivable. You're a small account to them. You can't get anyone on the phone. And every question costs you another invoice.
The Small Bookkeeper Experience
They're nice. They're affordable. But they set your chart of accounts up like a retail shop. They've never built a WIP schedule. They don't know what your bonding company is asking for. And when things get complicated, they're in over their head.
Contractor's Ledger is the answer in between.
We brought serious accounting training and technical depth, paired with day-in-day-out experience in construction accounting. We deliver it with personal service, direct access, and straight talk — the things trade contractors actually want but rarely get.
You work directly with people who understand construction. You won't have to explain what retainage is. And you'll have confidence that your books are done right.
What You Get
Everything a trade contractor needs under one roof.
Monthly Books That Make Sense
Reconciled accounts, coded job costs, clean financials — closed by the 5th of every month. You'll know where your cash is and which jobs are profitable.
Job Costing That Tells the Truth
Job-level tracking so you see real margins on every project. When your next bid goes out, it's built on actual numbers.
WIP Schedules Your Surety Accepts
Percentage-of-completion reporting done right, done regularly, and formatted the way bonding companies and banks want to see it.
Payroll Without the Headaches
Certified payroll, prevailing wage, union reporting, multi-state compliance — so your crews get paid right.
Financial Cleanup
Years behind? We'll dig you out, get you current, and keep you there. No judgment — just results.
Bonding-Ready Packages
Financial statements structured for surety review and bond line increases.
Tax Prep That Doesn't Start in March
Year-round tax planning built around how contractors actually operate. No scramble. No surprises.
CFO Advisory
Cash flow forecasting, job profitability analysis, equipment decisions, and growth planning.
Why Contractor's Ledger?
You didn't get into the trades to fight with spreadsheets.
Built on Real Construction Experience
Deep accounting training and hands-on construction finance experience — that combination runs through everything we do.
We Specialize in Your World
Job costing, retainage, progress billing, AIA pay apps, change orders, certified payroll, equipment depreciation, union reporting — this is our daily work, not something we had to look up.
Bonding & Banking Ready
We structure your financials the way sureties and lenders expect to see them. When the call comes to bid a bigger job, your numbers are already in shape.
Job-Level Visibility
You'll know which jobs are making money and which ones are bleeding — while there's still time to do something about it.
Direct Access, Real Answers
You talk to people who know your books and understand construction. No call centers. No junior associates Googling your question. No waiting three weeks for a callback.
Growth-Minded
We don't just record what happened. We help you see where you're going — so you can hire that next crew, buy that next piece of iron, or chase that next size of project with confidence.
Built for Your Trade
We work exclusively with specialty trade contractors. Every service we offer is built around how your business works.
HVAC Contractors
Seasonal cash flow, maintenance contract revenue, job costing for commercial mechanical work, and bonding-ready financials.
Plumbing Contractors
Retainage tracking, percentage-of-completion accounting, WIP schedules, and certified payroll for public works jobs.
Electrical Contractors
Phase-level job costing, union payroll, certified payroll, change order tracking, and bonding-ready financials.
Roofing Contractors
Seasonal cash flow planning, insurance restoration job tracking, material cost management, and subcontractor 1099s.
Mechanical Contractors
Percentage-of-completion accounting, WIP schedules, union payroll, equipment tracking, and bond line support.
Fire Suppression Contractors
WIP schedules for bonding, certified payroll for public buildings, and job costing for multi-phase suppression scopes.
Concrete Contractors
Equipment depreciation, seasonal cash flow projections, material cost tracking, and certified payroll for public infrastructure.
Drywall Contractors
Labor cost tracking by job, subcontractor management, multi-project visibility, and certified payroll for commercial work.
Here's How It Works
From first call to clean books — most contractors are up and running in two to four weeks.
Free Financial Review
We look at your current books, chart of accounts, job costing setup, and reporting. You get an honest assessment of where things stand — no sales pitch.
Clear Proposal
We tell you exactly what needs to happen, what it costs, and how long it takes. No surprises, no hidden fees, no six-month contract you can't get out of.
We Get to Work
We handle the migration, the setup, the cleanup — whatever it takes. Most contractors are fully onboarded in two to four weeks with minimal effort on your end.
Book a Free Consultation
Pick a time that works for you — no strings, no sales pitch.
Ready to get your books right?
Most contractors who reach out have the same two questions: can you actually handle construction accounting, and what does it cost? We'll answer both in your free financial review.
Get Your Free Review →You'll hear back within one business day.
Contractors Trust Us With Their Numbers
I'm an HVAC contractor running a 12-man crew. These folks actually understand what my P&L should look like — and they found $40K in job costs I'd been miscoding for two years.
— Mechanical Contractor, 12-Man Crew
We were three months behind on our books and dreading tax season. They got us caught up in four weeks and now our monthly close happens like clockwork.
— Electrical Contractor, 22 Employees
My old bookkeeper had no idea what a WIP schedule was. Contractor's Ledger had ours ready for the surety in a week. We got our bond line increased the next month.
— Concrete Contractor, $4M Revenue